About Us

Crystal Carpino

Estate Planning and Elder Law

BPE Law Group, P.C.

Crystal is an estate planning and elder law attorney who helps seniors, individuals, and families protect their independence, wishes, and legacy. With a background as a public defender for more than ten years, she brings strong advocacy, compassion, and clarity to every client relationship. Crystal focuses on customized estate plans as well as trust and probate administration and litigation, guiding clients through life’s transitions with care and confidence.

Lori E. Wattelet

CPA

Lori E. Wattelet CPA

Lori E. Wattelet, CPA brings over 15 years of experience in tax preparation and accounting for individuals, small businesses, and nonprofits. Known for her personal approach and dedication to seniors’ tax needs, Lori combines expertise with care. When she’s not supporting clients, she enjoys road trips and time with her husband and their two King Charles Cavaliers.

Fred Hymans, CFP®

Financial Advisor

ESSENTIAL FINANCIAL STRATEGIES

Fred Hymans, CFP® has spent his career in the financial field, with over 20 years of experience providing comprehensive financial planning and advice to clients in Northern California and several states across the country. His expertise includes retirement planning and implementation, wealth management, asset allocation strategies, college savings, and insurance solutions including life, disability income, and long-term care coverage.

Cindi Conley

Senior Health Insurance Advisor

Cindi Conley Insurance

Cindi is a Licensed Insurance Agent who specializes in Medicare guidance. Inspired by her own experience helping her mother through the Medicare maze, she now helps retirees confidently choose healthcare plans that support both their health and finances-with ongoing support every step of the way.

Erica Traulsen

Real Estate Investment Advisor

Legacy Investments & Real Estate

Erica is dedicated to rigorously advocating for her clients. She works closely with them to help achieve their real estate investment goals, particularly in retirement. Her focus goes beyond income planning to include lifestyle and estate planning goals.

Lisa Marie Ellis

Seniors Real Estate Specialist® (SRES®)

Nick Sadek Sotheby's International Realty

Lisa Ellis is a trusted Realtor® and Seniors Real Estate Specialist (SRES®) with Nick Sadek Sotheby’s International Realty. She specializes in helping seniors and their families navigate home transitions with care, clarity, and compassion throughout Placer County and the Sacramento region.

Michael Drake

Mortgage Loan Advisor

PMG Home Loans

Michael Drake is a trusted Senior Mortgage Loan Advisor with over 25 years of experience helping clients navigate the ever-changing mortgage landscape with confidence and clarity. As a multi-state licensed mortgage banker and broker, Michael is committed to delivering the right lending solution for each client-whether through best-practice traditional financing or strategic alternative documentation programs.

Rick Neal

Reverse Mortgage Specialist

Back 9 Reverse Mortgage

Rick Neal is the founder of Back 9 Reverse Mortgage and a dedicated Reverse Mortgage Specialist. With over 30 years of experience in client-focused industries, Rick brings clarity, compassion, and personalized guidance to retirees exploring home equity solutions. His mission is to educate and empower seniors with tailored reverse mortgage strategies that support long-term financial freedom.

Todd Goodman

Certified Senior Advisor®

First Choice Senior Placement

Todd, a Sacramento native with over 30 years in Placer County, has spent the past 12 years helping families navigate senior care. He’s personally toured more than 600 facilities across the region, offering valuable insights into care quality, staffing, and compliance. At First Choice, he and his wife, Kelley, provide unbiased, personalized guidance, helping families find safe and trustworthy care solutions.

Helen Justice, GCM

Geriatric Care Manager

Advanced Wellness GCM, Inc

Known as “The Elder Care Navigator,” Helen Justice is a Certified Geriatric Care Manager with over two decades of experience helping older adults and their families navigate aging with clarity, dignity, and realistic planning. She specializes in solving complex care problems, reducing family stress, and creating clear paths forward during times of transition.

Tracy Volkman, Au.D.

Doctor of Audiology

Sunshine Audiology, Inc.

Tracy Volkman, Au.D. is the Founder and President of Sunshine Audiology, Inc. in Roseville, California. With over 20 years of clinical experience, she is dedicated to helping patients of all ages, especially older adults, improve their hearing and stay connected to the people and moments that matter most. She specializes in comprehensive hearing care, cochlear implant services, and auditory processing evaluations while also supporting the next generation of audiologists through Sacramento State’s Audiology program.

Rhonda Horsman

Senior Home Care

Help at Home Senior Care

Rhonda Horsman is honored to represent Help at Home Senior Care in Placer County, where she’s called home for over 26 years. Inspired by her personal caregiving journey for her mother and husband, she’s deeply passionate about helping seniors age in place with comfort and dignity. Rhonda understands the emotional toll caregiving can take and is committed to offering families the guidance, relief, and compassion they deserve. When she’s not working, she enjoys the outdoors, healthy living, and time with her daughters and grandchildren.

Ron Ordona

Clinical Director

Senior Care Clinic House Calls (SCCHC)

Ron Ordona, DNP, FNP-BC, GS-C, WCC, FAANP, is a U.S. Navy Veteran and nationally recognized expert in geriatric health. As a Medical House Call Provider and Facilities Administrator, he leads teams delivering complex care, wound management, and transitional services to homebound seniors. With a passion for advancing geriatric care, Ron also mentors future providers and advocates for seamless, community-based healthcare solutions.

Amel Whitaker, LMFT

Licensed Wellness and Mental Health Professional

Amel Whitaker is a California licensed professional counselor, author, and speaker on mental health for aging adults. His passion is to enhance the wellbeing of aging adults so they can live to their fullest potential during this chapter of their life. With aging being extended through research and medical breakthroughs, the opportunity for meaningful and purposeful living is available more than ever.

Owy Holmquist

Hospice and Palliative Care

CarePoint HealthCare (Hospice and Palliative Care)

With over a decade of experience in hospice sales, marketing, and customer service, I am passionate about connecting patients and families with compassionate, meaningful care. Having owned and managed multiple healthcare businesses, I bring a unique blend of industry insight, leadership, and a deep commitment to improving both patient experiences and outcomes.