Rick Neal

About Rick

Rick Neal is a Reverse Mortgage Specialist and the founder of Back 9 Reverse Mortgage , a company exclusively focused on helping retirees make the most of their home equity. With a singular focus on reverse mortgages, Rick brings clarity, integrity, and personalized care to every client he serves.

Back 9 Reverse Mortgage was founded on Rick’s belief that reverse mortgages are not just a loan of last resort, but a powerful, strategic tool for retirement planning. “They allow homeowners to stay in their homes, access equity, and maintain financial freedom,” Rick explains. “And as an independent company with lower overhead and more flexible lender options, we can deliver better pricing and customized solutions.”

Before launching Back 9, Rick spent over 30 years in the medical device industry working closely with neurosurgeons. That experience sharpened his attention to detail, taught him how to navigate complex decisions, and most importantly, instilled a deep sense of empathy for people facing life’s most critical challenges. He brings that same thoughtful, consultative approach to every conversation with seniors and their families.

Unlike many lenders who try to handle everything over the phone, Rick believes some conversations deserve to happen face-to-face, especially when it comes to one of the most important financial decisions of your life. No matter the geography, Rick is committed to meeting personally with his clients whenever possible to ensure full understanding, comfort, and trust throughout the process.

At the heart of Rick’s mission is education. He believes that when clients truly understand how reverse mortgages work, they can unlock significant benefits and peace of mind. Whether you’re just beginning to explore your options or ready to take the next step, Rick is here to guide you with honesty, experience, and care.